Insurance

We believe that safety and enjoyment are equally important when studying with International House London. We therefore strongly recommend that you have adequate travel insurance in place before beginning your course.

International House London has partnered with Endsleigh to develop a bespoke insurance policy that is specifically designed for you while studying on one of our courses. We are working together to ensure you have adequate Insurance for your course while in the UK and to provide complete peace of mind.

If you are in the process of applying for a course or have already secured your place you may want to consider what level of insurance protection you have in place in case the worst were to happen. Unlike many policies this one covers the cost of your course if you were unable to continue with your studies.

Taking out your travel insurance at the time of booking your course is a really good idea as cover for pre-departure cancellation starts from the policy issue date.

Without suitable travel insurance, you will not be able to recover your costs if you have to cancel your course for an insured reason such as illness or serious accident stopping you from travelling.

Key Information

Product Information Document

Summary of Insurance

New Policy Document

Pre-Contract Information

How much does it cost?

Rate	Gross Selling Price	Example
Per Week	£6.55	Weekly insurance rate: £6.55 Number of weeks: 12 Total: £78.60

What does the policy cover?

The International Student Policy covers the following:

Medical Expenses

If you are taken ill or have an accident Endsleigh will pay your emergency medical bills and hospital costs.
The cost of bringing a close relative to visit you following a medical emergency
Emergency dental treatment for the immediate relief of pain

Cancellation and Course Fees

If you cancel the course prior to arrival or during your course due to an accident, illness or sickness you may be able to claim back the costs of the course or unused weeks by making a claim with the course insurer.

Gadget and Possessions Cover

You will be reimbursed if your luggage is lost, stolen or accidentally damaged
The policy also provides protection for cash, passports and valuables

The table below shows the maximum amounts which are payable under each section within the policy:

Cover	Cover Limit	Excess
Cancellation or Curtailment Charges	£3,000	£50
Course Fees	£8,000	£50
Emergency Medical & Other Expenses
Medical Expenses	£2,000,000	£50
Emergency Dental Treatment	£500	£50
Personal Liability	£1,000,000	£100
Personal Accident (Subject to Age)	£30,000	£0
Overseas Legal Expenses & Assistance	£10,000	£0
Personal Money, Passport and Documents
Cash Limit	£200	£50
Other Money and Documents Limit	£100	£50
Passport	£500	£50
Personal Belongings	£1,000	£50
Single Article Limit	£200	N/A
Valuables Total Limit	£300	N/A
Missed Departure	£250	£50

We strongly recommend that you get comprehensive travel, repatriation, medical and course insurance to cover your period of international study. School fees are not refundable or transferable once your course has started so your insurance should cover reimbursement of fees.

For more information on the IH London Insurance policy and to understand the full benefits and exclusions that apply, please read the document Insurance Important Information.

For the full insurance document please click here.

Important Information Relating to Cover Under this Group Policy

The following cover will apply to this group policy:

• There is cover under this group policy for emergency medical and other expenses related to a medical epidemic or pandemic.

Unless you have been provided with specific additional cover under this group policy, the following exclusions will apply:

• There is no cover under this group policy for claims arising directly or indirectly from or in connection with an airline or other travel provider postponing or canceling your travel arrangements.

• There is no cover under this group policy if an airline or travel provider ceases to trade without being able to meet their obligations to you regarding your travel arrangements.

• There is no cover under this group policy for any cancellation or curtailment claims arising directly or indirectly from a change in travel advice by the Foreign, Commonwealth and Development Office (FCDO) or equivalent government or national authority, or the World Health Organisation.

• There is no cover under this group policy for any cancellation or curtailment claims arising directly or indirectly from a local or national lockdown preventing you from travelling.

• There is no cover under this group policy for any cancellation claims arising directly or indirectly from having been personally instructed to self-isolate by NHS Test and Trace or the NHS app.

• There is no cover under this group policy for any cancellation or curtailment claims arising directly or indirectly from having contracted, been diagnosed or tested positive with any illness associated with epidemic or pandemic.